The most common requirement for "well fermented" that I am aware of is 80%. Much more than that and there is real risk of over-fermentation generating off flavors.
Here is a device used in Nicaragua for measuring pH and temperature of pulp at collection:
Here is a link to the kind of device shown above. It's not the same one. I have not used the one I link to, it's just an example of the kind of device that can be used.
http://hannainst.com/hi98107-phep-ph-tester.html
To measure the pH of the cotyledon you need a lab pH meter. You take a couple of seeds from the pile when you turn, peel them, grind them, and then add a measured amount to a buffer solution to the vessel. The sensor then measures the pH. Here is the kind of device I am talking about. I have no experience using this one, it is just an example of the kind of device I am talking about.
http://hannainst.com/hi5221-research-grade-ph-orp-meter-with-cal-check.html
If price is a real concern, here is another:
http://hannainst.com/edge-dedicated-ph-orp-meter.html
Digital refractometers (to measure sugar content) are also available:
http://hannainst.com/hi96801-digital-refractometer-for-brix-analysis.html
although optical refractometers are far more commonly used.
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@DiscoverChoc